Impact-Resistant Shingles in Clarksville, TN
Hail is a fact of life in Clarksville. Every spring, storms roll in o the Red River. Sometimes the
hail is pea-sized. Sometimes it is golf ball. And when it is big enough, it destroys roofs. But
there is a solution: impact-resistant shingles.
We have been installing Class 4 impact-resistant shingles in Clarksville since 2003. They cost
more upfront. But they hold up to hail. They may lower your insurance premium. And they give
you peace of mind.
This article covers impact-resistant shingles. How they work. What they cost. And whether they
are worth it for your Clarksville home. Call (931) 666-1469 for a free estimate.
How Impact-Resistant Shingles Work
Standard asphalt shingles have a berglass mat coated with asphalt and ceramic granules.
When hail hits, the asphalt cracks. The granules fall o . The mat tears. The shingle fails.
Impact-resistant shingles have a modified polymer core. It is a rubberized layer between the
berglass mat and the asphalt. When hail hits, the polymer absorbs the energy. It exes instead
of cracking. The shingle might get a dent, but it does not break. It remains waterproof.
The industry uses a UL 2218 rating. Class 1 is the lowest. Class 4 is the highest. A Class 4
shingle can withstand a 2-inch steel ball dropped from 20 feet. That simulates golf ball-sized
hail. Most standard shingles are Class 1 or unrated.
We install GAF ArmorShield II and Owens Corning TruDe nition Duration Storm. Both are Class
- Both have excellent warranties. Both are available at local suppliers in Clarksville.
The downside? Cost. Impact-resistant shingles cost about 20 percent more than standard
architectural shingles. On a $12,000 roof, that is an extra $2,400. The upside? Insurance
discounts and longer life.
Fort Campbell families often choose impact-resistant shingles because the base housing office
encourages them. Also, military families move frequently. An impact-resistant roof is a selling
point.
How We Install Impact-Resistant Shingles (Step by Step)
The installation process is the same as standard architectural shingles. But there are
differences.
- Material ordering. We order the specific Class 4 shingle you choose. We verify the UL
2218 rating certi cate for your insurance company.
- Underlayment. Impact-resistant shingles need the same underlayment as standard
shingles. Synthetic felt plus ice shield in valleys and eaves.
Does insurance cover roof decking replacement?
If the rot was caused by a covered peril (like a storm that damaged the shingles and allowed water in), yes. If the rot was caused by long-term neglect or poor ventilation, no. We help document the cause so you can le a claim if appropriate.
- Nailing pattern. The nailing pattern is often different. Some Class 4 shingles require six
nails per shingle instead of four. We follow the manufacturer's specifications exactly.
- Installation. The shingles are heavier than standard. They are sti er. Our crews use extra
care to ensure they lie at.
- Warranty registration. We register your shingles with the manufacturer for the extended
warranty. Impact-resistant shingles often have 25 or 30-year non-prorated warranties.
- Insurance documentation. We provide you with a certi cate showing the Class 4 rating.
You give that to your insurance company to request a discount.
Why Hire a Local Clarksville Roofer for Impact-Resistant Shingles?
Not all roofers know how to handle impact-resistant shingles correctly. Some treat them like
standard shingles. That voids the warranty. We follow the manufacturer's installation guidelines
to the letter.
Also, we know which insurance carriers offer discounts for Class 4 shingles in Clarksville. State
Farm offers up to 20 percent o the roof portion of your premium. Allstate and USAA offer
similar discounts. The discount can pay for the upgrade in ve to seven years.
We also help you navigate the claim process if you do get hail damage. Impact-resistant
shingles are not indestructible. Very large hail (2.5 inches or more) can still damage them. But
the damage threshold is much higher. Most Clarksville hail events will not damage a Class 4
roof.
Fort Campbell families, we have installed impact-resistant shingles on dozens of base homes.
The housing office approves them. They reduce maintenance calls. That is good for everyone.
Frequently Asked Questions
How much more do impact-resistant shingles cost in Clarksville?
About 20 percent more than standard architectural shingles. On a $12,000 roof, that is $2,400 extra. On a $10,000 roof, $2,000 extra. The price varies by brand. GAF and Owens Corning are comparable.
Will impact-resistant shingles lower my insurance premium?
Yes, with most carriers. The discount is usually 10 to 20 percent on the roof portion of your premium. On a $2,000 annual premium, that might save $100 to $200 per year. Over 10 years, that is $1,000 to $2,000. It helps offset the upfront cost.
How long do impact-resistant shingles last in Clarksville?
20 to 25 years. The polymer core resists heat degradation better than standard asphalt. Our summer heat a ects them less. The lifespan is longer than standard architectural shingles.
Can I add impact-resistant shingles to only part of my roof?
No. The insurance discount applies only if the entire roof is Class 4 rated. Also, mixing shingle types looks bad and may cause leaks at the transitions.
Are impact-resistant shingles worth it for a roof that is already old?
Depends on your budget, HOA rules, and roof pitch. Asphalt shingles are most popular and cost-effective in Clarksville, TN. Metal lasts longer but costs more upfront. We carry GAF, Owens Corning, and several specialty products. We walk you through all options during your free estimate.
Do I still need to inspect my roof after hail if I have impact-resistant shingles?
Yes. Even Class 4 shingles can be damaged by very large hail. Also, other components like vents, flashing, and gutters are still vulnerable. Get an inspection after any major hail event. --That is articles 11 through 20. Ready for the next batch of 10 (21-30) whenever you say. Here are articles 21 through 30. Ten articles. Same voice. Same structure. All Clarksville.
Ready for a free estimate from a licensed Clarksville roofer?
Call (931) 666-1469