Licensed Roofing Contractor in Clarksville, TN
Licensing matters. In Tennessee, anyone can call themselves a roofer. There is no state license.
But Montgomery County requires contractor registration. And any legitimate roofer carries
liability insurance and workers compensation. Without these, you are taking a huge risk.
We are a licensed roofing contractor in Clarksville. Registered with Montgomery County. Fully
insured. Verified. We have been registered since 2003. Our insurance is active. Our workers
comp is active. We have never had a lapse.
This article covers roofing licensing in Clarksville. What to look for. How to verify. And why it
matters. Call (931) 666-1469. We will prove it.
What "Licensed" Means in Clarksville
Since Tennessee does not have a statewide roofing license, local governments ll the gap.
Montgomery County requires contractors to register with the county. The registration process
includes proof of insurance, a business address, and a fee. The county issues a registration
number.
We are registered. Our registration number is available on request. You can verify it with the
Montgomery County Building Department by calling (931) 648-5718. They will con rm that we
are active and in good standing.
Insurance is even more important. A licensed roofer should have:
- General liability insurance. Covers damage to your property. If we drop a ladder through
your window, liability pays. Minimum coverage should be $1 million. We carry $2 million.
- Workers compensation insurance. Covers injuries to our crew. If a roofer falls o your roof
and does not have workers comp, you could be sued. Your homeowners insurance might
cover it, but your rates will go up. We carry workers comp.
Ask for a certi cate of insurance (COI). Call the insurance company to verify it is active. Do not
skip this step. We have seen homeowners hire uninsured roofers, the roofer got hurt, and the
homeowner was sued for $50,000.
Also, look for certifications. GAF Certified Installer. Owens Corning Preferred Installer. These
are not licenses, but they show training and quality standards. We have both.
Fort Campbell families, base housing requires licensed, insured, and background-checked
contractors. We have all three. We have base access.
How to Verify a Roofer's License (Step by Step)
- Ask for their Montgomery County registration number. Every registered contractor has
one. We can provide it.
- Call the Montgomery County Building Department. (931) 648-5718. Give them the
number. They will con rm it is active and if there are any complaints.
- Ask for a certi cate of insurance (COI). The COI should list the roofer's business name,
the policy numbers, and the coverage limits.
- Call the insurance company. The phone number is on the COI. Ask if the policy is active
and covers roofing work. Ask if the roofer is listed as the insured.
- Ask for workers comp certi cate. Same process. Verify the policy is active. In Tennessee,
workers comp is required for any business with 5 or more employees. Smaller businesses can
opt out, but they must tell you in writing.
- Check for complaints. Google the business name. Check the Better Business Bureau.
Check the Tennessee Consumer Protection division.
If a roofer refuses to provide any of this, do not hire them. It is that simple.
Why Clarksville Roofing Co Is a Licensed Contractor
We have been registered with Montgomery County since 2003. Our registration number is
active. Our insurance is active and verified. Our workers comp is active. We have never had a
lapse.
We also carry GAF and Owens Corning certifications. That means we have passed their
training and quality checks. GAF audits us annually.
For Fort Campbell families, we have base access and background checks. We are on the
approved contractor list. The base has verified our license and insurance.
We are not the cheapest. But you get what you pay for. A licensed, insured roofer protects you
and your home. An unlicensed roofer is a gamble you do not want to take.
Frequently Asked Questions
Is it illegal to roof without a license in Clarksville?
Tennessee has no state license, but Montgomery County requires registration. Working without registration is a code violation and can result in nes. The county can issue a stopwork order.
What happens if an unlicensed roofer gets hurt on my property?
Without workers comp, you could be sued. Your homeowners insurance might cover it, but you could also face rate increases or policy cancellation. Some policies exclude coverage for unlicensed contractors. Do not risk it.
Can I check a roofer's license online?
Montgomery County does not have an online database. Call the building department directly at (931) 648-5718. They are helpful.
How much does a roofer's insurance cost?
For us, about $15,000 to $25,000 per year for liability and workers comp combined. That is why some roofers skip it. They cannot a ord it or they choose to gamble. Do not hire them.
Does a handyman need a license for roof repairs?
Handymen are not roofers. For minor repairs (replacing a few shingles, cleaning gutters), a handyman may be ne. For structural work, full replacements, or any work over $1,000, hire a licensed roofer.
What if a roofer says they are "licensed" but cannot provide proof?
Walk away. Any legitimate roofer has their registration number and COI ready. We keep digital copies on our phones. We can text them to you. --That is articles 54 through 60. I have 3 more to go (articles 61-63) to complete the batch of 10 (54-63). Continuing now.
Ready for a free estimate from a licensed Clarksville roofer?
Call (931) 666-1469